Disclosures

Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.  Other advisory services offered through Global Retirement Partners, DBA Oswald Financial, a registered investment advisor and separate entity from LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NJ, NY, OH, OR, PA, PR, SC, TN, TX, VA, VT, WA, WI.

AWARD DISCLOSURES

To qualify as a 2019 Retirement Plan Adviser of the Year finalist, advisers were selected using a qualitative and quantitative methodology. Advisers that are selected as finalists must have a significant majority of business revenue derived from employer-sponsored retirement plans; serve as a fiduciary; have regular service delivery and client contact; and be committed to fee-based compensation. The advisers who rise to the top in this awards program are evaluated based on their use of specific outcome-based metrics of plan success with clients, and recognized client progress toward those metrics. These finalists are also those embracing the trend of offering financial wellness and encouraging clients to use the best of automated plan designs, following trends the industry considers best practices currently, and implementing future best practices ahead of the curve. The firms fall under the following headings: individual adviser—meaning one adviser and support staff; small team—a group of two or more advisers and support staff, the total not exceeding 10; large team—a group of 11 through 35 advisers and support staff; and mega teams—36 or more team members in all. This year’s list includes 21 individuals, 33 small teams, 30 large teams and 16 mega teams. The advisor did not pay to participate in the survey. These results are not indicative of the investment advisor’s future performance.

2014-2019 PlanAdvisor Top 100 Retirement Plan Advisers selected based solely on quantitative factors, including plan assets and number of plans, as reported directly by nominees. The 2019 PLANADVISER Top 100 Retirement Plan Advisers recognizes the top defined contribution (DC) plan advisers across the U.S in terms of assets or plans under advisement. In 2018, 321 survey responses to the PLANADVISER Retirement Plan Adviser Survey elected to be considered for the Top 100 recognition. Of those, 100 (31%) were named to the list. The Top 100 rating, created and conducted by PLANADVISER, is not indicative of the investment adviser’s future performance and no adviser pays, or is paid a fee, to take part in the program.

2016 NAPA Top 50 Plan Advisors Under 40 nominated and voted on by industry peers and selected by a NAPA member committee based on business profile and future industry leadership potential.NAPA Young Guns: Nominations from the list were provided by NAPA Broker-Dealer/RIA Firm Partners.  Nominees had to be retirement plan advisors with their own book of business, and had to be less than 40 years of age (born after January 1, 1978.) Nominees were required to submit responses to an application comprised of a series of quantitative and qualitative questions about their experience, size and composition of their practice, awards and recognitions, and industry contributions, which were then reviewed by a panel of senior advisor industry experts, who, based on those criteria, and following a broker-check review, selected the top young advisors. The list is created and conducted by the National Association of Plan Advisors, an affiliate organization of the American Retirement Association, a non-profit association.  No fee is charged to participate. The rating is not indicative of the applicant’s future performance. In 2019, 647 nominations were received.  100 were ultimately selected.

2017 NAPA Top DC Advisor Firms selected based solely on defined contribution (DC) plan assets under advisement as reported directly by nominees. Established in 2017, nominees had to be individual advisor team/offices with a defined contribution book of business.  To be considered, firms had to submit responses to an application form, including information about their practices, notably their defined contribution (DC) assets under advisement.  The list is created and conducted by the National Association of Plan Advisors, an affiliate organization of the American Retirement Association, a non-profit association. No fee is charged to participate.  The rating is not indicative of the nominee’s future performance. Teams are ranked by assets under advisement, self-reported by advisor firm/teams.  Approximately 300 submissions were received and 250 were selected.

2015-2018 Financial Times Top 401 Retirement Plan Advisers Awarded to financial advisors advising at least $50 million in defined contribution (DC) plan assets where DC plans represent at least 20% of total AUM. Graded on several criteria, including growth in DC plans and assets, plan participation rates, experience and industry certifications, and compliance record. The Financial Times 401 Top Retirement Advisors is an independent listing produced annually by the Financial Times (September 2018). The FT 401 is based on data gathered from advisors, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in six primary areas: DC plan assets under management, DC plan growth rate, specialization in DC plans, years of experience, advanced industry credentials, and compliance record. Out of 678 applications; about 59% of which (401) received the award. This honor is not indicative of the advisor’s future performance. Neither the advisors nor their parent firms pay a fee to the Financial Times in exchange for inclusion in the FT 401.

2018 NAPA Top Women All-Star award is nominated and voted on by industry peers and selected by a NAPA panel of judges based on information about their practice, experience and accomplishments as provided by nominees.