Dave Kulchar Interviewed for November 2016 PLANSPONSOR Magazine on Improving a Plan Through the RFP/RFI Process

Dave Kulchar weighs in on what Plan Sponsors can do to negotiate their recordkeeping through the advisor in an article about improving a Plan through the RFP/RFI process.  “David Kulchar, director of retirement plan services at advisory firm Oswald Financial Inc. in Cleveland, finds it effective to approach recordkeepers in a collaborative way with fee-benchmarking […]

Workplace Financial Wellness | Delivering Education That Changes Behavior Tips

What is Financial Wellness? Typically an individual/family is  considered financially well when they have little or no financial stress, a strong financial foundation with about three to six months of  emergency savings, adequate  insurance coverage and established financial goals with a plan to pursue them.  From the employer prospective it is a program designed to improve […]